About Dividend for Retirement India
An independent informational publication created to help Indians understand retirement income, pension schemes and the financial dimensions of life after work.
Dividend for Retirement India was built around a straightforward observation: most employees approaching retirement in India have contributed to EPF, NPS or other schemes for decades — yet have never reviewed how their pension is actually calculated, what their records show, or how different income sources fit together after age 60.
The problem is not a lack of information. It is too much technical information, dispersed across regulatory documents, government portals and financial literature that most people cannot navigate easily.
Our work translates what is in the regulations and official sources into language that any person can understand — and points directly to official channels when it is time to act.
What We Do
We publish articles and guides about retirement planning, government pension schemes and personal finance for Indians 50+. All content is based on official sources — EPFO, PFRDA, Ayushman Bharat, the Income Tax Department and applicable legislation.
- We only publish what we can verify at an official source
- We always point to primary sources — we do not intermediate access
- We do not sell financial products, pension plans or advisory services
- We clearly flag when something is illustrative or subject to change
- We update content when rules change
What We Are Not
We are not a financial adviser, pension consultant or SEBI-registered entity. We do not provide individual pension or financial advice. We do not guarantee outcomes. We are not affiliated with EPFO, PFRDA, Ministry of Labour, NPS Trust or any Government of India body.
Sources We Use
- epfindia.gov.in — EPFO official portal
- npscra.nsdl.co.in — PFRDA / NPS
- pmjay.gov.in — Ayushman Bharat PM-JAY
- incometax.gov.in — Income Tax Department
- indiapost.gov.in — India Post (SCSS)
Contact
Questions, suggestions or privacy-related requests:
[email protected] · Contact form