Terms of Use

By accessing and using dividendforretirement.com ("the Site"), operated by Dividend for Retirement India, you agree to the following terms. If you do not agree, please do not use the Site.

1. Nature of Content

All content on this Site is strictly informational and educational in nature. Nothing published here constitutes financial, legal, pension or tax advice. Content is general in scope and is not tailored to any individual's circumstances.

Dividend for Retirement India is not affiliated with EPFO, PFRDA, Ministry of Labour, NPS Trust or any Government of India body.

2. Permitted Use

You may:

• Access and read content for personal, non-commercial use
• Share links to pages on this Site

You may not:

• Reproduce, distribute or republish content without express written permission
• Use the Site for any unlawful purpose
• Attempt to interfere with the operation or security of the Site
• Present content from this Site as official government guidance

3. Accuracy of Information

We endeavour to keep content accurate and current, but do not guarantee absolute accuracy or completeness. Pension rules, tax provisions and government scheme details change frequently. Always verify at official sources such as epfindia.gov.in, npscra.nsdl.co.in or with a qualified professional before making decisions.

4. No Professional Relationship

Use of this Site does not create an adviser-client, fiduciary or any other professional relationship between you and Dividend for Retirement India. We do not provide individual pension, investment or tax advice.

5. External Links

The Site includes links to official government sources and other third-party websites. We are not responsible for the content, accuracy or privacy practices of those sites.

6. Limitation of Liability

To the fullest extent permitted by applicable law, Dividend for Retirement India and its operators shall not be liable for any direct, indirect, incidental or consequential damages arising from your use of the Site or reliance on its content.

7. Intellectual Property

Original editorial content on this Site is the property of Dividend for Retirement India. Third-party images and materials are subject to their own licences. Unauthorised reproduction is prohibited.

8. User Submissions

When you submit information via the contact form, you confirm that the information is accurate and that you have the right to share it. See our Privacy Policy for how we handle personal data.

9. Changes to Terms

We may update these terms at any time. The "last updated" date at the top indicates the most recent revision. Continued use of the Site after changes constitutes acceptance of the updated terms.

10. Governing Law

These terms are governed by the laws of India. Any disputes shall be subject to the jurisdiction of the courts of India.

11. Contact

Questions about these terms: [email protected]  ·  Contact form